Terms of Service

Effective date: 1/01/24

The calculators, spreadsheets, and analysis tools found on the Site (“Tools”) are designed to be used for informational and educational purposes only and do not constitute investment or financial advice. Make Spend Grow recommends that you (a) seek the advice of professional advisors, including financial advisors, before making any type of financial decision, and (b) independently verify any calculation or output obtained from a Tool. Your use of Tools and Content found on the Site is at your own risk. The results from Tools and Content presented may not reflect the actual return of your own investments. Make Spend Grow is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these Tools. Furthermore, Make Spend Grow is not responsible for any human or mechanical errors or omissions.


Third-Party Providers

Make Spend Grow may from time to time recommend certain vendors and service providers, including but not limited to vendors and service providers. Make Spend Grow does not make, and hereby disclaims, any representations and warranties regarding the products or services of providers. Your engagement of a provider is solely between you and that provider and is governed by the terms of the agreement between you and them.  MAKE SPEND GROW IS NOT LIABLE OR RESPONSIBLE TO YOU WITH RESPECT TO ANY LOST PROFITS, LOSS, OR DAMAGE, INCLUDING, WITHOUT LIMITATION, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES CAUSED, OR ALLEGED TO HAVE BEEN CAUSED, DIRECTLY OR INDIRECTLY, BY YOUR USE OF A PROVIDER.

 

Links to Third-Party Websites

The Site may (a) provide links to other websites operated by third parties or (b) allow you to interact with third-party businesses, including third-party providers. Make Spend Grow is not responsible for the availability of those websites and does not endorse any third-party business except as expressly stated on the Site, and with respect to any businesses endorsed on the Site, Make Spend Grow expressly disclaims all responsibility and liability for any services, products, content, advertising, services, products, or other materials on or available from such third parties. MAKE SPEND GROW IS NOT LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH THE USE OF OR RELIANCE ON ANY CONTENT, ADVERTISING, SERVICES, PRODUCTS, OR OTHER MATERIALS ON OR AVAILABLE FROM SUCH THIRD PARTIES OR THEIR WEBSITES. These Terms do not apply to your use of third-party websites; your use of such websites is subject to the terms and policies of the owner of such websites.

 

Disclaimers

Make Spend Grow makes no representations or warranties with respect to the Site or its Content, or any Tool, Feedback, coaching service, information, product, or service available on or promoted through the Site, including products or services from third-parties. The Site, all Tools, any Feedback, and all Content are provided on an “as is,” “as available” basis, without representations or warranties of any kind. TO THE FULLEST EXTENT PERMITTED BY LAW, MAKE SPEND GROW DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, ARISING BY STATUTE, CUSTOM, COURSE OF DEALING, COURSE OF PERFORMANCE, OR IN ANY OTHER WAY, WITH RESPECT TO THE SITE, ITS CONTENT, TOOLS, ANY COACHING, INFORMATION, AND ANY PRODUCTS OR SERVICES AVAILABLE OR PROMOTED THROUGH THE SITE. Without limiting the generality of the foregoing, Make Spend Grow, its affiliates, and their service providers and licensors disclaim all representations and warranties of the following: (a) title, non-infringement, merchantability and fitness for a particular purpose, (b) security of the Site, (c) that the Content of the Site, Feedback, or any Tools are accurate, complete, or current, or (d) that the Site will operate securely or without interruption or error. Your use of the Site is at your own risk.

We do not represent or warrant that the Site, its servers, or any transmissions sent from us or through the Site will be free of any harmful components (including viruses).

 

Geographic Restrictions

The Site is intended exclusively for a United States audience. If you access the Site from a country other than the United States, your use of the Site is at your own risk.

 

Contact Us

If you have any questions, concerns or complaints about this Terms of Service, please contact us: