About 

I learned about money working with and for people much wealthier than me. After graduating college with a marketing degree, I was fortunate to land in the SF venture scene and work my way into financial services for ultra-high-net-worth individuals. Being around so much money with a near-empty bank account made me realize I had to sharpen up. I started asking questions and leaned on what I’m good at: research. 

Over the course of five years, I made financial decisions by talking to my rich friends, searching online, and learning the hard way through trial and error. As I worked to document what I learned, I realized these findings weren’t complicated and could have been taught to me much earlier. In fact, they should have been taught to me when I was still in school. It certainly would have made my life easier.

My goal for this website is to help those who, like me, weren’t taught personal finance skills growing up. Whether you’re still in school or years past it, you can apply the lessons organized on this site to get your finances on track. I put the best of what I’ve learned – and the sources I learned from – into the content I wish I had when I didn’t know the difference between a bank and a credit union. 

All materials on this site are purposefully available online only so I can update them as I continue learning and getting feedback. With that said, if you have questions or suggestions for improving what you read, shoot me an email at [email protected]. 

Happy learning,

Josh Manley